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How it Works

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Interest free.

Simply select

Online
In Store
  1. Simply select Pay by Laybuy at checkout.
  2. Returning customers only need to confirm the order to complete the purchase.
  3. New customers can sign up at checkout and start using Laybuy today.
  4. Your order is processed immediately and your payment schedule is established.
  5. Only a sixth is due today and the rest is split over 5 weekly automatic payments on the day of the original purchase.
  1. Simply take your items to the counter as normal and ask to Pay by Laybuy.
  2. Provide the staff member with your cell phone number linked to your account. This will send a text message to your phone confirming the order.
  3. You will receive a text with a message advising the total and a link to log in to your Laybuy account OR to create a new account.
  4. Once logged in, you will see your payment schedule and the option to select Pay Now.
  5. Select Pay Now and as long as there are enough funds available to make the first payment, your order will now be complete!

Our Merchants

We have a growing list of merchants working with us to bring you Laybuy - check out below to see who is already on board - we are adding more everyday.

Returns are easy

Simply return your items to the Merchant as normal. Once they receive the products and accept the return they will refund us the full amount due under their returns policy. As soon as we receive the refund from the Merchant we will credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.

Missed Payments

If you do fail to make a payment, a default fee of $10 may be charged. Additional failure to make payments will result in further charges being applied to your account. These fees will be incurred for each payment that is late.